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Top 5 Best Instant Loan App in India 2022

by Everydays Journal
Instant Loan

Nowadays it is very difficult to get instant loans from the bank, as they require too much documentation and take 4-5 weeks to pass or verify your loan. Along with banks providing loans to only those people, they have a good CIBIL Score.

In this age of the internet, everything is possible to take a loan or get money for your business.

After 3 months of research and survey, we come up with the best five loan apps that give you an instant loan within 24 hours.

The List of 5 Best Instant Loan App in India

  1. MoneyTap
  2. Aadhaar Cash
  3. Dhani
  4. India Lends
  5. Kredit Bee

Reviews and opinions on the above-listed loan apps.

#1. MoneyTap

MoneyTap is India’s instant loan app. The best part of this is the no-use-no-interest facility, which has made getting a loan more affordable. Thanks to this feature, you pay interest only on the amount used. It is a personal loan app that offers customers a line of credit, which works in the form of an instant loan or credit card.

  • Interest Rate Per Month – 7% to 9%.
  • Maximum Loan Amount – 50,000/-
  • Minimum Loan Amount – 5,000/-
  • Documentation Type – Digitally

#2. Aadhaar Cash

Aadhar Cash provides loan/financial assistance to any Indian citizen who has attained the age of 18 years and the amount starts from a minimum of Rs 10 lakhs to a maximum of Rs 50 lakhs at an annual interest rate of only 7%. The loan tenure is from 1 year to 20 years and should be payable on Equated Installment (EMI) along with the interest amount.

The loan process is 100% online. The disbursement is done within 45 minutes, and the amount is directly credited to your bank account.

  • Interest Rate Per Month – 6% to 8%.
  • Maximum Loan Amount – 10,00000/-
  • Minimum Loan Amount – 50,00000/-
  • Documentation Type – Digitally

#3. Dhani

This is one of the best cash loan apps in India for instant personal loans, credit cards and free CIBIL reports. Dhani offers instant personal loan online with best interest rate and disbursement of loan within 72 hours.

The Dhani instant loan app in India leverages data and technology extensively for better workflow and risk assessment so that the loan disbursement process is well-organized, short and affordable.

  • Interest Rate Per Month – 9% to 12%.
  • Maximum Loan Amount – 1,00000/-
  • Minimum Loan Amount – 5,0000/-
  • Documentation Type – Digitally

#4. Indian Lends

The app is registered under the company name, GC Web Ventures Pvt Ltd which is incorporated under law. It is a digital lending and borrowing marketplace.

It offers different types of loans like personal loans, unsecured loans, installment loans and others where no guarantor is required.

  • Interest Rate Per Month – 9% to 12%.
  • Maximum Loan Amount – 1,00000/-
  • Minimum Loan Amount – 5,0000/-
  • Documentation Type – Digitally

#5. KreditBee

The company offers loan tenures ranging from 3 to 15 months for amounts between ₹ 10,000 to ₹ 1 lakh. Rates of interest start from 12% p.a. You can use Kreditbee for quick cash loans, lifestyle enhancements, refinancing loans and credit card bills, and financing education—either for yourself or your children.

  • Interest Rate Per Month – 12%.
  • Maximum Loan Amount – 1,00000/-
  • Minimum Loan Amount – 10,000/-
  • Documentation Type – Digitally
I hope this article will help you to get an instant loan. Keep visiting Every Day Journal for daily updates & news.


What is a CIBIL Score?

Your CIBIL score is a three-digit number between 300 and 900, which indicates whether you are eligible for the loan or not.

What is a Good CIBIL Score?

A good CIBIL score is between 760 and 900.

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